We partner with employers to help them attract and retain quality employees.
An important part of an employee’s overall competitive compensation package is a benefit plan that will attract and retain quality employees.
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We partner with employers (plan sponsors and administrators) in designing benefit plans that meet their objectives and implement innovative and affordable employee benefit plans that offer long term rate stability to employers.
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As independent brokers we have broad access to insurance carriers that provide employee benefits
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We are also the exclusive advisors for the Chambers of Commerce Group Insurance Plan
TYPICAL COSTS OF EMPLOYEE BENEFITS
The costs of employee benefits will usually average about 15%-30% of payroll depending on the size of your organization.
Employees receive a higher value from benefits than a wage increase.
For the same cost of an annual wages/salary increase, the employer’s total outlay is lower than the total outlay of the actual wage increase.
COMPETITIVE EMPLOYEE BENEFITS COMMONLY INCLUDE:
Life insurance
Health insurance (e.g., coverage for medications, chiropractor services and other paramedical specialists, upgraded hospital care)
Vision care
Employee assistance programs
Dental insurance
Short-term disability insurance (above what is offered by Employment Insurance and Canada Pension Plan if additional coverage is needed)
Long-term disability insurance (This should be paid by the employee so the employee will not be taxed on the benefit should they ever need to claim it)
Critical Illness Insurance
Group RRSPs or private pension plans
Wellness programs (such as access to gym memberships etc.)
Education and training allowances
Health Spending Accounts and Lifestyle Spending Accounts
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